USD cross-border payments
Position USD payment workflows without promising instant settlement, universal coverage, or guaranteed approval.
U.S. FinCEN MSB · Canada FINTRAC MSB
Compliance-ready USD cross-border payment infrastructure.
OrbitLink Pay is operated by ORBITAL TECHNOLOGIES LTD, registered with FinCEN as an MSB under registration number 31000305990729 and references FINTRAC MSB registration in Canada. Services are not yet live; banking, PSP, custody, supported corridors, pricing, and settlement terms remain subject to formal partner onboarding, due diligence, and approved disclosures.
MSB registrations are important compliance foundations. OrbitLink Pay is not a bank, and FDIC-protected bank custody should be described only as a target until formal bank agreements are executed.
FinCEN MSB
31000305990729
FINTRAC MSB
Canada registered
Service status
Partner onboarding
US + Canada MSB
Registered status
AML/KYC
Controls in reviewPlatform
A payment operations layer built around compliance boundaries.
The homepage now focuses on what a bank, partner, or enterprise buyer needs to verify: regulatory identity, business scope, risk controls, and transparent fund-flow language.
Compliance operations
Show AML, KYC, screening, review queues, and written policies as core operating capabilities.
Fund safety roadmap
Explain that licensed bank partnerships and custody arrangements are being actively advanced, without implying completion.
Audit-ready reporting
Keep transaction status, approvals, exceptions, and reconciliation exports visible for finance and risk teams.
Compliance posture
Registered, transparent, and careful about what is not yet finalized.
The website should build trust by showing verified facts and clear boundaries. This is especially important before formal banking partnerships are publicly announced.
Regulatory identity
ORBITAL TECHNOLOGIES LTD / FinCEN MSB 31000305990729
Use the confirmed U.S. MSB registration number and entity name. FINTRAC public lookup wording should be added only after the exact disclosure format is confirmed.
Business boundary
Not a bank
Do not describe OrbitLink Pay as a bank or imply direct deposit insurance without legal confirmation.
Partner status
Banking relationships in progress
Describe banking and custody work as active discussions until agreements are signed.
Risk controls
AML/KYC framework
Highlight written policies, identity verification, transaction monitoring, and suspicious activity review.
Marketing claims to avoid
Avoid absolute claims such as zero chargebacks, 100% arrival, instant settlement, zero risk, bank-grade custody, or global coverage without exceptions.
Operational clarity
Show payment status, review queues, and exceptions before users move funds.
Financial buyers trust specific operational states more than broad promises. The UI should make approvals, monitoring, and exceptions easy to scan.
Payout review$428.6KPolicy approval
Screening queue18Cases pending
Exception rate1.4%Illustrative
Audit exports7This week
Illustrative data only
SandboxSandbox payment operations
Security and funds
Trust is created through controls and disclosure, not exaggerated language.
The page now separates compliance registration, risk controls, and bank partnership progress so users can understand exactly what is verified today.
Written AML and KYC policy framework
Control layer 1 should be reviewed against actual policy documents before production launch.
Multi-factor access and role-based permissions
Control layer 2 should be reviewed against actual policy documents before production launch.
Transaction monitoring and exception review
Control layer 3 should be reviewed against actual policy documents before production launch.
Audit logs for payments, cards, and user actions
Control layer 4 should be reviewed against actual policy documents before production launch.
Designed for companies building compliant USD payment flows.
Global businesses
USD payment operations for international vendors, contractors, and commercial partners.
Fintech platforms
Clear compliance posture before deeper banking, custody, and payment rail integration.
Finance teams
Approval workflows, payment records, and reconciliation-ready operational views.
Plans
Plans are not yet active while banking and PSP onboarding is in progress.
Payment pricing depends on rails, regions, risk profile, partner agreements, and approved service boundaries. Service availability, supported corridors, and fee structure will be published only after formal banking and PSP partner agreements are completed.
Partnership inquiry
For payment service providers and banking partners exploring integration with a U.S. FinCEN-registered MSB.
- KYB documentation pack
- Compliance framework overview
- Regulatory status disclosure
- Risk disclosure and limitations
Compliance pre-engagement
For prospective B2B customers conducting vendor due diligence before service launch.
- KYB documentation pack
- Compliance framework overview
- Regulatory status disclosure
- Risk disclosure and limitations
Vendor due diligence pack
Request KYB materials under NDA, including AML policy, KYB flow, organizational chart, and FinCEN registration evidence.
- KYB documentation pack
- Compliance framework overview
- Regulatory status disclosure
- Risk disclosure and limitations
FAQ
Important answers for partners and bank reviewers.
Is OrbitLink Pay a bank?
No. OrbitLink Pay is not a bank. The website should clearly separate MSB registration from banking or custody services.
Can the website say funds are bank protected?
Only if legal counsel confirms the exact basis and the bank relationship is formally executed. Until then, use conservative roadmap language.
Why include Spanish now?
The site remains English-first, but language configuration is prepared so regional customer pages can be localized later without rebuilding the UI.
Compliance-first website prototype